How fast can Byrd and Co close on an Ohio property?

Byrd and Co typically closes Ohio transactions within 7 to 14 days when the title is clear. Ohio closings are handled through title companies, and the Byrd and Co team coordinates directly with a local Ohio title company. If there are title complications such as liens, estate issues, or unpaid property taxes, the timeline may extend but Byrd and Co handles the resolution.

Who pays the conveyance fee when selling to Byrd and Co in Ohio?

Byrd and Co covers all closing costs including Ohio's conveyance fee. In most Ohio counties the conveyance fee is $4 per $1,000 of the sale price, which is typically the seller's responsibility in a traditional sale. On a $250,000 home that is $1,000 in conveyance fees. When selling to Byrd and Co, the company absorbs the entire fee plus all other closing costs. The cash offer presented is the net amount the seller receives.

Can Byrd and Co buy my Ohio house if it is in foreclosure?

Yes. Ohio foreclosures are exclusively judicial. The lender files a complaint with the county court and the homeowner has 28 days to file an answer. If no answer is filed, the court can issue a default judgment and the property moves toward a sheriff's sale. The full process typically takes six months to a year. Byrd and Co can purchase the property at any point before the sheriff's sale is completed.

Does Byrd and Co buy houses across all of Ohio or just major cities?

Byrd and Co buys properties across Ohio, not just in Columbus, Cincinnati, and Cleveland. The company regularly purchases homes in Dayton, Toledo, Akron, Youngstown, Canton, Springfield, Lakewood, Stow, and smaller communities. Byrd and Co also buys in rural Ohio counties where traditional buyers are harder to find. Homeowners can call (410) 855-1722 to confirm coverage in their area.

Are Ohio property taxes a problem when selling to Byrd and Co?

No. Ohio property taxes are prorated at closing so the seller only pays for the portion of the year they owned the home. If the seller is behind on property taxes, Byrd and Co can often cover the delinquent amount as part of the closing. Ohio counties conduct tax lien certificate sales on delinquent properties, and selling to Byrd and Co before that process starts protects the homeowner from losing the property.

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WHAT HAPPENS IF YOU FALL BEHIND ON PROPERTY TAXES IN KENTUCKY

What Happens If You Fall Behind on Property Taxes in Kentucky

If you fall behind on property taxes in Kentucky, your unpaid tax bill is transferred from the sheriff’s office to the county clerk on April 15th, where it becomes a “certificate of delinquency” — a lien against your property that starts accruing interest and fees immediately. If it’s still unpaid by mid-July, the county clerk can sell that certificate to a third-party investor, who then takes over collection and can add substantial additional fees.

What Exactly Is a Certificate of Delinquency?
What Is the Exact Timeline From Missed Payment to Tax Sale?
What Fees and Interest Get Added Along the Way?
What Happens Once a Third Party Buys Your Certificate?
Can You Still Work Out a Payment Plan?
What Are Your Options Before the Sale Date?
FAQ

What Exactly Is a Certificate of Delinquency?

In Kentucky, property tax bills are mailed each fall by the county sheriff’s office. If a bill goes unpaid, it doesn’t just sit there. According to the Kentucky Department of Revenue, unpaid tax bills are transferred from the sheriff’s office to the county clerk’s office at the close of business on April 15th each year. At that point, the bill becomes a certificate of delinquency, which represents a formal lien against the property.

This isn’t a soft warning. A recorded lien against your property can affect your ability to sell, refinance, or clear title until it’s resolved.

What Is the Exact Timeline From Missed Payment to Tax Sale?

The Kentucky Department of Revenue lays out a specific sequence once a bill becomes delinquent:

April 15 — The bill transfers to the county clerk and officially becomes a certificate of delinquency.
May 15 — The county attorney is required to send a first notice to the delinquent taxpayer.
June 15 — If the bill is still unpaid, a second notice goes out.
Mid-July through late October — County clerks begin offering certificates of delinquency for sale to third-party purchasers, with most sales completed by the end of August.

Each county sets its own sale date within that window, and by law, the specific list of certificates being sold must be advertised in the local newspaper and posted on the county clerk’s website at least 30 days before the sale.

What Fees and Interest Get Added Along the Way?

Once a bill becomes a certificate of delinquency, the cost of the underlying tax bill starts to climb fast, even before it’s sold to anyone. Per the Department of Revenue:

Interest accrues at 1% per month on the total amount due.
A 10% county clerk fee is added to the balance.
A 20% county attorney fee is also added to the balance.

That means a homeowner who lets a bill sit delinquent for several months isn’t just facing the original tax amount — they’re facing that amount plus 30% in flat fees, plus compounding monthly interest, before a third-party purchaser ever gets involved.

What Happens Once a Third Party Buys Your Certificate?

If your certificate of delinquency is sold at the county clerk’s sale, you no longer owe the county — you owe the third-party purchaser who bought it. According to the Department of Revenue, the property owner must then work directly with that third party to arrange payment, and the third party is permitted to add substantial additional fees on top of what was already owed.

This is where the process becomes riskiest for homeowners. Third-party purchasers are investors, and the fee structure is designed to make the certificate profitable for them, not to make repayment easy for you. The longer a certificate remains unpaid after being sold, the more expensive resolving it typically becomes.

Can You Still Work Out a Payment Plan?

Yes, at more than one stage. Kentucky homeowners can request an installment payment plan with the county attorney after the May and June notices go out, before the certificate is ever offered for sale. Even after a certificate is sold to a third party, the Department of Revenue notes that an installment plan can still be requested directly from that third-party purchaser.

Neither option stops interest and fees from accruing, but both can prevent the situation from escalating further while you work toward a resolution.

What Are Your Options Before the Sale Date?

If you know your property tax bill is delinquent and a sale date is approaching, you generally have a few paths:

Pay the certificate in full, including all accrued interest and fees, directly to the county clerk before the sale date.
Request an installment plan with the county attorney if you can’t pay the full balance at once.
Sell the property before the sale date, using the proceeds to clear the certificate at closing, which avoids the certificate ever transferring to a third-party purchaser at all.

For homeowners who are behind on taxes because of a larger financial strain, such as job loss, medical bills, or an inherited property they can’t afford to maintain, selling before the certificate is sold off is often the option that preserves the most value.

Facing a Delinquent Property Tax Deadline in Kentucky?

Byrd and Co buys houses as-is across Kentucky and 11 other states. We can often close before a county’s tax sale date, with the certificate of delinquency and any accrued fees paid directly out of the proceeds at closing.

Get Your Cash Offer → | Call (443) 251-3479

Frequently Asked Questions About Kentucky Delinquent Property Taxes

When does my unpaid Kentucky property tax bill become a lien? At the close of business on April 15th each year, any unpaid tax bill transfers from the sheriff’s office to the county clerk’s office and becomes a certificate of delinquency, which is a lien against the property.

How much does a delinquent bill grow by the time it’s sold? Interest accrues at 1% per month, plus a 10% county clerk fee and a 20% county attorney fee are added to the total, all before the certificate is ever offered for sale to a third party.

Who do I pay once my certificate has been sold to a third party? You no longer pay the county. You work directly with the third-party purchaser who bought the certificate, and that purchaser is permitted to add substantial additional fees to the balance.

Can I still set up a payment plan after my certificate is sold? Yes. The Kentucky Department of Revenue notes that an installment payment plan can be requested directly from the third-party purchaser, even after the sale has taken place.

What’s the fastest way to avoid my certificate being sold at all? Paying the full balance before your county’s sale date is the most direct route. If you can’t pay in full, selling the property before that date lets you clear the certificate out of the sale proceeds at closing.

This article provides general information based on the Kentucky Department of Revenue’s published process and is not tax or legal advice. County-specific sale dates and procedures vary — confirm current details with your county clerk’s office or a licensed tax professional.